✍️ PeaceCover Editorial Team 📅 September 2026 ⏱️ 5 min read
📌 Key Takeaway: Tasmania's combined home and contents cover averages $2,303/year — close to the national average, with bushfire-prone regions like the Tasman Peninsula pricing above the state average.

Home Insurance in Tasmania

Tasmania averages $2,303 a year for combined home and contents cover — made up of about $1,995 for building and $506 for contents, sitting just below the national average.

Cover TypeTAS Average
Building$1,995/year
Contents$506/year
Combined$2,303/year

Why Tasmania Runs Close to the National Average

Tasmania has no cyclone exposure and generally lower flood risk than mainland flood-prone regions, but bushfire risk in parts of the state (particularly the Tasman Peninsula and areas bordering bushland) and an older average housing stock keep premiums from falling as low as South Australia's.

2026 Award-Winning Providers

AAMI, Allianz, Budget Direct, QBE, Suncorp and Westpac all took out national 2026 Canstar awards and are competitively priced for most Tasmanian addresses.

This page is for educational purposes and isn't personalised financial advice. Premiums, terms and eligibility vary by insurer, state and individual circumstances — always check the Product Disclosure Statement (PDS) before buying.