🐨 Australia's Straightforward Insurance Guide β€” Updated September 2026
Travel Insurance

Go Further, Worry Less

Compare domestic and international travel cover from Australia's leading insurers β€” plus clear guides on medical cover, cruise, snow sports and COVID.

Compare Travel Insurance See What's Covered
53
Providers Assessed (Canstar)
$30+
From, for Domestic Cover
4
Award Categories Compared
100%
Free to Use

Best Travel Insurers 2026

Canstar's 2025/26 Travel Insurance Awards assessed 53 providers across Domestic, International, Cruise and Seniors categories. PassportCard won every category, while Travel Protect, WAS Insurance, 1Cover, Southern Cross, World2Cover, Zoom, Qantas and Fast Cover all took out category-specific awards. Zoom is notable for not restricting COVID-related cancellation benefits the way many competitors still do.

What Travel Insurance Costs in 2026

TripTypical Cost
Domestic (long weekend)$30–$80
Bali, 2 weeks (couple, 30s)$150–$300
USA, 2 weeks (couple, 50s)$350–$750
Rule of thumb5–10% of total trip cost

What's Actually Covered

Add-Ons Worth Checking

Cruises, snow sports and adventure activities are frequently excluded from a standard comprehensive policy and need a specific add-on β€” see our guides on cruise cover and snow sports cover. Pre-existing medical conditions also need specific disclosure and assessment, not assumption β€” our pre-existing conditions guide explains how that process works.

What Kind of Trip Are You Taking?

Different trips need different cover

🚒
Going on a Cruise
Missed ports, cabin confinement and onboard medical cover
🎿
Hitting the Slopes
Snow sports cover most policies exclude by default
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Have a Medical Condition
Getting it assessed properly, not assumed excluded
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Travelling as a Senior
Seniors-specialist insurers worth comparing directly

Guides and Resources

Everything you need to make a confident decision

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Best Providers
Top travel insurers compared for 2026
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What's Covered
Cancellation, medical, luggage and more
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What It Costs
Average premiums by destination and trip length
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Domestic vs International
Why 'just Australia' still needs its own cover
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Annual Multi-Trip
One policy for every trip in the year
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Pre-Existing Conditions
Getting a condition assessed rather than assumed excluded
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COVID Cover
What's included, what's still excluded
🚒
Cruise Insurance
Why a standard policy often isn't enough at sea
🎿
Snow Sports Cover
Skiing and snowboarding need their own add-on
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Excess Explained
The trade-off between excess and premium
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For Seniors
Why age is the biggest factor in the quote
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For Families
Covering kids and cancellation for the whole trip
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Adventure Activities
When a 'standard' policy quietly excludes your itinerary
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Do Not Travel Warnings
How government advice levels affect your cover
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How Claims Work
What to gather before and during your trip
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Discounts & Deals
Legitimate ways to lower the premium
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FAQs
Common travel insurance questions
Advertiser Disclosure: PeaceCover.net receives compensation from our partners. This does not influence our editorial ratings. Premiums and terms vary by insurer, destination and individual circumstances.